Archive for April, 2008
Saving Nickels: Small Savings Can Add Up
Benjamin Franklin coined the phrase, \”A penny saved, is a penny earned.\” What was thought wise advice in his time, has become even more provident in todays world where debt seems an epidemic among American consumers. Todays financial experts agree that it can be the small day to day savings that add up to big results as we work to eliminate consumer debt. Here are a few of there tips for cutting out excess spending:
How to make creditors stop harassing you
You are enjoying a quiet dinner at home with your family. The phone rings. You pause for just a moment. It rings a second time and you go to the phone to check the caller ID. It\’s a long distance number you don\’t recognize and you know it\’s another one of those annoying creditors.
Why Should I Make a Budget?
You say you know where your money goes and you don\’t need it all written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month and I do mean every penny.
APR – A Possible Rate Hidden in the Fine Print
Most ads for credit cards push a variety of benefits you can enjoy – buying freedom, cash back, rewards and points. But one item they all push since for many it is the most important part in selecting the card is the credit card rate or the APR.