Archive for September, 2008

Improve Credit Report – 2 Ways

You can improve your credit score by having an open major credit card. On this credit card you should try and keep the monthly balance around 10% of your available credit line.


Building Valuable School Loan Consolidations

The interest rate on your Federal consolidation loan will be the weighted average of the current interest rates on your eligible student loans being consolidated rounded up to the nearest 1/8%, or 8.25%, whichever is less. Consolidation gives you the opportunity to reduce the size of your monthly payment. Depending on the total amount of student loans that you have you can choose one of several repayment plans with loan repayment periods up to 360 months. Depending on the total amount of student loans that you have you can choose one of several repayment plans with loan repayment periods up to 360 months.


Charge Offs – Do Not Pay

Charge offs are detrimental to a good credit score. They occur when an account becomes delinquent for 6 months.


Hospital Overcharges and How to Lower Your Hospital Bill

During my career I have worked in a variety of settings, from pediatrics to the burn unit, to neuro, trauma, cardiac, surgical and medical intensive care units, as well as in the the emergency department. And mostly the patients were grateful for the care they received.